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Nithya Nidhi is a daily deposit scheme exclusively launched for the benefit of daily wage earners and small traders. The scheme aims at inculcating the habit of saving and extend monetary support when there is a need for lump sum capital funds to achieve their financial aspirations. Here, the depositor makes money deposit on daily basis.

NithyaNidhi deposit is a product to provide a person with an opportunity to build up saving through regular daily deposits of fixed sum over a period of time.


  • The Nithya Nidhi deposit scheme suits the poor and rich alike
  • It is daily collection account
  • Period of deposit is 1 year
  • Collection of your daily savings at your door steps through authorized agents of our society
  • Interest will be payable during maturity
  • If the amount is withdrawn before 1 year, a premature deduction of 3% will be applied on the deposit amount

Terms and conditions

The Board of Bharath Lajhna Housing Society shall reserve the final authority.

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Head Office: Bharath Lajhna Multi State Housing Co-operative Society Ltd.

No. 305 & 306. 2nd Floor,Ten Square Mall. 100Feet Road. (Near CMBT)

Koyambedu, Chennai - 600 107. Tamil Nadu. India

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